Recurring expenses are pretty straightforward because they are mostly the same every month. To figure out how much to budget for each item, look at your past bank statements to get an idea of how much you’ll owe. Utilities (gas, water, electric, sewer, etc.)Īnything that has the same general payment each month can go in the recurring category.Some of the items in the recurring expenses section may be: Recurring expenses are our bills, payments that are generally the same every month. But if you happen to have a great month and net $1000 from your side hustle instead, you would write that in the “Actual” column and note the difference of +$500. So let’s say you have a side hustle that generally nets $500 per month. In the income section, as well as the other sections of this worksheet, there is a spot to write the budgeted amount as well as the actual amount.
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